COMPENSATION:
- VA article on compensation changes: https://news.va.gov/132094/va-updates-home-loan-competitive-housing-market/
- VA Circular, dated June 11, 2024: https://www.benefits.va.gov/HOMELOANS/documents/circulars/26-24-14.pdf
LINKS from the STUDENT MANUAL
PAGE 4: NAR MRP website – mrp.realtor OR www.nar.realtor/designations-and-certifications/mrp
PAGE 7: Footnote 1 –https://www.census.gov/content/dam/Census/library/publications/2020/demo/acs-43.pdf
PAGE 8:
- Footnote 2 – https://www.pewresearch.org/short-reads/2021/04/05/the-changing-face-of-americas-veteran-population/#:~:text=Over%20the%20past%20half%2Dcentu- ry,The%20draft%20ended%20in%201973
- Footnote 3 – https://bluestarfam.org/research/mfls-survey-release-2023/
PAGE 9: Footnote 4 – https://demographics.militaryonesource.mil/about
PAGE 10: In text – https://militarypay.defense.gov/Pay/Retirement
PAGE 11: Footnotes 5 and 6 – https://demographics.militaryonesource.mil/about
PAGE 15: In text – militarypay.defense.gov
PAGE 17: In text – https://www.dodtap.mil/dodtap/app/about/mlc
PAGE 18: Footnote 8 – https://www.gao.gov/assets/720/719872.pdf
PAGE 19: Footnote 9 – https://www.defense.gov/News/News-Stories/Article/Article/2985853/official-says-dod-is-working-to-improve-military-housing/
PAGE 20: Footnote 10 – https://www.urban.org/ sites/default/files/publication/101495/the_impacts_of_us_military_service_on_homeownership_and_income_1.pdf
PAGE 22:
- Footnote 11 – https://bluestarfam.org/wp-content/uploads/2023/03/BSF_MFLS_Spring23_Comp_Infographic.pdf
- Footnote 12 – https://www.defense.gov/News/Releases/Release/Article/3246410/dod-releases-2023-basic-allowance-for-housing-rates/
PAGE 23: In text – https://download.militaryonesource.mil/12038/MOS/Reports/2022-demographics-report.pdf
PAGE 24: In text – https://download.militaryonesource.mil/12038/MOS/Reports/2022-demographics-report.pdf
PAGE 30: In text – https://www.nar.realtor/research-and-statistics/housing-statistics/metropolitan-median-area-prices-and-affordability
PAGE 31: In text – https://www.travel.dod.mil/Allowances/Basic-Allowance-for-Housing/BAH-Rate-Lookup/ (CORRECTED LINK)
PAGE 32: In text – https://bluestarfam.org/wp-content/uploads/2023/03/BSF_MFLS_Spring23_Comp_Infographic.pdf
PAGE 33: Footnote 13 – https://www.occ.treas.gov/topics/consumers-and-communities/consumer-protection/service-members-civil-relief-act/index-servicemembers-civil-relief-act.html
PAGE 36: In text – www.va.gov/housing-assistance/disability-housing-grants
PAGE 37: In text – https:// download.militaryonesource.mil/12038/MOS/Infographic/tcop-infographic.pdf
PAGE 43: In text – https://personallyprocuredmovecalculator.com/
PAGE 43: Footnote 15 – https://www.army.mil/article/269205/big_changes_coming_to_improve_pcs_process_pet_reimbursements_will_rise_one_company_handling_all_moves#:~:text=A%20memorandum%20dated%20June%2020,for%20a%20PCS%20to%20and
PAGE 45: In text – https://www.militaryonesource.mil/moving-pcs/plan-to-move/pcs-and- military-moves/
PAGE 43: Weight Estimator – www.move.mil/resources/weight-estimator (NOTE: this link is broken); use this one instead – https://personallyprocuredmovecalculator.com/
PAGE 41: https://move.mil
PAGE 43:
- Types of allowances
- Dislocation Allowance (DLA) – https://www.defensetravel.dod.mil/site/DLA.cfm
- Monetary Allowance In Lieu of Transportation (MALT) – https://www.dfas.mil/militarymembers/travelpay/armypcs/malt/#:~:text=Monetary%20Allowance%20in%20Lieu%20of,for%20two%20POCs%2C%20if%20used.
- Per Diem Allowance – https://www.military.com/benefits/military-pay/military-travel-and-per-diem-rates.html
- Temporary Lodging Expense (TLE) – https://www.military.com/pcs/temporary-loding-allowance-faq.html#:~:text=occupying%20temporary%20lodgings.-,Temporary%20Lodging%20Expense%20(TLE),part%20of%20a%20PCS%20move. (NOTE: also Temporary Lodging Allowance, or TLA for OCONUS moves)
- PCS Travel Advances – https://www.military.com/pcs/pcs-advance-pay-option.html
- Advance Basic Pay – https://www.military.com/pcs/pcs-advance-pay-option.html
- Advance Basic Allowance for Housing – https://www.military.com/pcs/pcs-advance-pay-option.html
- Footnote 16 – www.bluestarfam.org
PAGE 45:
- DoD Family Readiness System – www.militaryonesource.mil/family-relationships/family-life/keeping-your-family-strong/family-readiness-system
- Footnote 17 – www.bluestarfam.org
- Footnote 18 – https://www.bluestarfam.org/survey
PAGE 47: Footnote 19 – https://militaryfamilyadvisorynetwork.org/military-family-support-programming-survey
PAGE 49: Resources for families with special needs (exceptional family members) – www.militaryonesource.mil/efmp
PAGE 50: DoD programs for military kids – https://militarykidsconnect.health.mil
PAGE 51:
- Dept. of VA housing grants – www.va.gov/housing-assistance/disability-housing-grants
- National Resource Directory – www.nrd.gov
PAGE 57:
- NAR Data Security and Privacy Toolkit – https://www.nar.realtor/data-privacy-security/nars-data-security-and-privacy-toolkit
- REALTORS Property Resource (RPR) – https://blog.narrpr.com
PAGE 68: VA Lenders Handbook – www.benefits.va.gov/homeloans
PAGE 83:
- Request military service records – www.archives.gov/veterans/military-service-records
- Verifying eligibility and determining entitlement – www.ebenefits.va.gov/ebenefits/homepage (NOTE: the link in the text of your manual has a typo — this one is correct)
- Assistance – www.ebenefits.va.gov/ebenefits/contact
PAGE 86: VA-approved condominiums – https://lgy.va.gov/lgyhub/condo-report
PAGE 88:
- VA loan limits – www.benefits.va.gov/homeloans/purchaseco_loan_limits.asp
- Additional information on the removal of VA Loan Limits: https://www.va.gov/housing-assistance/home-loans/loan-limits/
PAGE 89: VA County Loan Limits – www.fhfa.gov/datatools/downloads/pages/conforming-loan-limits.aspx
PAGE 91: Footnote 23 – www.benefits.va.gov/warms/pam26_7.asp
PAGE 104: Source – https://dwp.dmdc.osd.mil/dwp/app/dod-data-reports/workforce-reports
PAGE 108: NAR REALTOR Team Store – military family and veteran pins – www.narteamstore.realtor/militaryveteranpins
PAGE 123:
- Standard of Practice 16-16 – www.nar.realtor/about-nar/governing-documents/code-of-ethics/2019-code-of-ethics-standards-of-practice (NOTE: this link has been updated to reflect the 2022 COE)
- MLS Policy Statement 7.23 – www.nar.realtor/sites/default/files/documents/HMLP-2018-amended-aug.pdf (NOTE: this link is broken)
VIDEOS:
- 7 Benefits of the VA Loan – https://youtube.com/watch?v=EwrlDGP_zoo&t=2s
- How to Use the VA Rehab Loan – https://youtube.com/watch?v=BZfox29kEFw
OTHER USEFUL SITES/ARTICLES:
- Podcast on combining BRRR (Buy Rehab Rent Refinance)and a multiplex VA loan – https://activedutypassiveincome.buzzsprout.com/183798/2327171-adpi_117-hot-to-brrr-a-four-plex-with-kevin-brenner
- ADPI (Active Duty Passive Income) blog, “Am I Eligible For a VA Loan?” – https://www.activedutypassiveincome.com/blog/am-i-eligible-for-a-va-loan (NOTE: this link is broken); use this one instead – https://www.activedutypassiveincome.com/blog/va-loan-eligibility/
- Financial tips for PCS-ing, military.com – https://www.military.com/money/pcs-dity-move/financial-tips-for-permanent-change-of-station.html#:~:text=In%20a%20DITY%20move%2C%20the,prepay%20some%20of%20this%20money.
RESOURCES (from the last two pages of your Manual):
NAR Sites:
- Military Relocation Professional – www.militaryrelocationpro.org
- National Association of REALTORS – www.nar.realtor
- Real Estate Buyer’s Agent Council – www.rebac.net
- Real Estate Education – www.training4re.com
- REALTOR Team Store – www.narteamstore.realtor
- REALTORS Property Resource (RPR) – www.narrpr.com
Government and Military Sites:
- Basic Allowance for Housing Rates – www.defensetravel.dod.mil/site/bahcalc.cfm
- Blue Star Families – www.bluestarfam.org
- Certificate of Eligibility (COE), VA Form 26-1880 – www.ebenefits.va.gov/ebenefits-portal/ebenefits.portal
- Certificate of Military Service, GSA Form SF-180 – www.archives.gov/veterans/military-service-records
- CONUS COLA Locations – www.defensetravel.dod.mil/site/conusCalc.cfm
- Department of Defense’s PCS Moving Portal – https://move.mil
- Exceptional Family Members Support – www.militaryonesource.mil/efmp
- Military One Source – www.militaryonesource.mil
- Military Pay Grades – www.dfas.mil/militarymembers/payentitlements/pay-tables/military-pay-charts.html
- National Personnel Records Center (NPRC) –www.archives.gov/veterans/military-service-records
- National Resource Directory – www.nrd.gov
- SAH/SHA/TRA Housing Adaptation Grants – www.va.gov/housing-assistance/disability-housing-grants
- U.S. Department of Defense – www.defense.gov
- VA County Loan Limits – https://www.va.gov/housing-assistance/home-loans/loan-limits
- VA Lenders Handbook – VA Pamphlet 26-7 – www.benefits.va.gov/warms/pam26_7.asp
- Weight Estimator for Household Goods – https://personallyprocuredmovecalculator.com/
- VA Home Loan Circulars – www.benefits.va.gov/homeloans/resources_circulars.asp
- Supplemental Income for Wartime Veterans – www.benefits.va.gov/pension/vetpen.asp
VIDEOS:
- Acronyms: https://vimeo.com/917238929/d79cdea9c3?share=copy
- Local BAH Rates: https://vimeo.com/917590497/e95f014c64?share=copy
- Military Family Challenges: https://vimeo.com/917238991/f0b2da99ce?share=copy
- What is PCS Like for Military Families: https://vimeo.com/917238991/f0b2da99ce?share=copy
- Working with Military Clients: https://vimeo.com/917239247/b24d26c244?share=copy
- Commecting with the Military Community: https://vimeo.com/917239344/cebd11c7e6?share=copy
- The VA Loan Program: https://vimeo.com/917239494/21083b15c5?share=copy